PPAO
Welcome to members and families of the PPAO!
We’re Travel Guardian Insurance, and we excel at finding the best, most affordable travel medical coverage for our clients, even with pre-existing medical conditions!
Snowbirds
Out of province/country emergency medical coverage, no matter the length of your trip. We can also add days to your existing coverage.
Non-Medical Insurance Options
Trip Cancellation / Interruption and Baggage.
Extended Health Benefits
Supplemental Individual Health plans, providing coverage for prescription drugs, dental, vision, etc.
Proudly the PPAOs Recommended Travel Broker
Warm greetings to members and family members of the PPAO!
We’re Travel Guardian Insurance, an Ontario-founded travel insurance broker for over two decades. We excel and finding the best, most affordable travel medical coverage for our clients, even if with pre-existing medical conditions! We also offer trip cancellation or interruption coverage, baggage coverage, and much more.
We’re very proud to offer affordable coverage plans to the PPAO as their trusted partner for travel insurance. To explore more information on our insurance options, please browse the curated options below. If you would like to request a quote or speak with a specialist, you can either fill out the form below, or call us!
Years Serving Our Clients
Your Trusted Partner for Travel Insurance
Explore worry-free adventures with comprehensive travel insurance tailored to your unique journey!
Whether you’re a Canadian snowbird, a visiting relative, a student, or a traveler heading overseas, we have a range of options to keep you protected wherever life takes you.
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Claims Reimbursement
Trips Insured
Claim Dollars Reimbursed
Clients
Frequently Asked Questions
What are snowbird plans?
Snowbird travel insurance plans are specifically designed to cover those travelling from Canada to warmer destinations for the winter. While abroad for often many months, it’s crucial that snowbirds get the medical coverage they need while in another country for the duration of their trip. Offering top-ups, cancellation coverage, lost baggage support and more, Travel Guardian has all your snowbird needs covered!
What are out of province plans?
It might come as a surprise, but for many Canadians, their health insurance may not be sufficient to cover all possible medical expenses, even if just travelling to another province. Not to mention, while in another country, one unplanned medical visit could cost you thousands out of pocket! We get you the coverage you need to avoid these costs in the event of an unexpected medical event. Our advisors will guide you every step of the way to ensure you have sufficient coverage for all of your travels!
What are individual health plans?
As Canadians we are fortunate to have provincial healthcare coverage however, it does not always provide all of the protection we need to cover us from unexpected medical costs. Without supplemental health coverage, you can soon become overwhelmed with out-of-pocket expenses that can quickly add up whether you require short-term injury or long-term care. Consider talking to one of our specialists and based on your unique needs, we can set you up with a personalized, individual health plan to cover the gaps in your provincial healthcare plan.