Health & Dental Plans
Health & Dental Plans That Fill the Gaps in Your Provincial Coverage
What if you’ve recently retired?
When Canadians retire, many lose the workplace benefits they’ve relied on for years. A personal health and dental plan can help you maintain the same level of care without interruption.
What if you’re self‑employed or working part‑time?
Self-employed individuals often don’t have access to an employer health and dental plan. You can still get comprehensive, affordable coverage tailored to your lifestyle with Travel Guardian.
Looking for a health & dental coverage that includes travel insurance?
Maximize savings with a plan that perfectly fits your lifestyle. Our advisors can help you find a plan that protects your health and well-being both at home and abroad!
Find the Right Health & Dental Plan for Your Life
Your health needs are unique, and your insurance should be too. As independent brokers, Travel Guardian shops multiple insurers on your behalf to find the best fit for your coverage needs and your budget. Get expert guidance and support whenever you need it! Talk to a licensed broker today and get peace of mind for tomorrow: 1.888.831.9338.
Frequently Asked Questions
Health & Dental Plans: Personalized Coverage for Your Needs
Whether you’re self-employed, between jobs, or simply in need of additional coverage, an Individual Health Plan bridges the gap and ensures your access to quality healthcare. These plans provide a tailored solution to protect your health and financial well-being when group or employer benefits aren’t an option.
To help you understand your options, we’ve compiled answers to the most frequently asked questions about Health & Dental Plans below. If your query isn’t addressed, our knowledgeable team is always ready to guide you toward the right coverage.
Why do I need health and dental insurance if I live in Canada?
Provincial health plans cover many essential medical services, but they don’t pay for routine dental care, most prescription drugs, vision care, or paramedical services like physiotherapy and massage therapy. A private plan helps reduce or eliminate those out‑of‑pocket costs.
Who is eligible for a health and dental plan?
Most Canadians can apply, including retirees, self‑employed individuals, part‑time workers, students aging out of a parent’s plan, and anyone without sufficient workplace benefits.
Can I get coverage if I’m leaving a group benefits plan?
Yes. Many insurers offer “conversion” plans that allow you to transition from group coverage to an individual plan without medical underwriting, as long as you apply within a specific timeframe after your group benefits end.
Are there different levels of coverage?
Absolutely. Plans range from basic (covering essentials like dental cleanings and some prescription drugs) to comprehensive packages that include orthodontics, vision care, specialist therapies, and more. Travel Guardian helps you compare options so you only pay for what you truly need.
How much do health and dental plans cost?
Pricing varies based on your age, location, health needs, and the level of coverage you choose. As brokers, we shop multiple insurers to find the best value for your budget.
Can I get health and dental coverage that includes travel insurance?
Yes. Many clients choose to purchase plans for year‑round protection at home and abroad. We can help you explore coverage options that maximize savings.
Years Serving Our Clients
Your Trusted Partner for Travel Insurance
Explore worry-free adventures with comprehensive travel insurance tailored to your unique journey!
Whether you’re a Canadian snowbird, a visiting relative, a student, or a traveler heading overseas, we have a range of options to keep you protected wherever life takes you.
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