{"id":9489,"date":"2025-03-19T09:38:18","date_gmt":"2025-03-19T14:38:18","guid":{"rendered":"https:\/\/travelguardian.ca\/?p=9489"},"modified":"2025-03-19T09:40:52","modified_gmt":"2025-03-19T14:40:52","slug":"age-affects-your-premium-be-the-early-bird-that-gets-the-worm","status":"publish","type":"post","link":"https:\/\/travelguardian.ca\/en\/age-affects-your-premium-be-the-early-bird-that-gets-the-worm\/","title":{"rendered":"Age affects your premium. Be the early bird that gets the worm!"},"content":{"rendered":"
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Age affects your premium. Be the early bird that gets the worm!<\/h1>\n
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W<\/span>hat does your age have to do with travel insurance? Quite a bit. Especially on how much you\u2019ll have to pay. As the saying goes, it\u2019s best to be the \u201cearly bird that gets the worm\u201d when it comes to purchasing your policy sooner than later in order to lock in a better rate.<\/p>\n

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How age affects your premium<\/strong><\/h2>\n

Changes in your health condition, medication or stability are only a few factors that can add to the cost of your insurance policy. Your age is another important one. Many people may not realize how their age can affect their premium costs so, here is an example of how it can and a tip to avoid paying more than you have to.<\/p>\n

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At what age will my premium be affected?<\/strong><\/h2>\n

Most insurance carriers have age categories with their respective premium costs. The timing of your birth date and the date you purchase your insurance can affect your premium, especially if you\u2019re moving into the next age bracket. For example, if you\u2019re turning 71 soon, you may want to purchase coverage\u00a0prior<\/u>\u00a0to your birthday and lock in the rate for a 70-year-old. Because some insurers will increase their rates at age 71. This is a perfect example of how the \u201cearly bird gets the worm\u201d (a better rate). Keep in mind that different insurance carriers have different age requirements so it\u2019s better to shop around first, before you purchase your\u00a0travel insurance<\/a>.<\/p>\n

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Let us shop the market for you<\/strong><\/h2>\n

As a premier travel insurance brokerage, we have an experienced and knowledgeable team on hand to\u00a0shop the travel insurance market<\/a>\u00a0for you. We get to know you and your needs, and helping you save your time and money is also important to us. We have a diverse portfolio of insurance products (or worms) to choose from, so let us help you dig around for your best \u201cearly bird\u201d rate today!<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Age affects your premium. Be the early bird that gets the worm! What does your age have to do with travel insurance? Quite a bit. Especially on how much you\u2019ll have to pay. As the saying goes, it\u2019s best to be the \u201cearly bird that gets the worm\u201d when it comes to purchasing your policy […]<\/p>\n","protected":false},"author":4,"featured_media":9490,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[19],"tags":[],"class_list":["post-9489","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"_links":{"self":[{"href":"https:\/\/travelguardian.ca\/en\/wp-json\/wp\/v2\/posts\/9489","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/travelguardian.ca\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/travelguardian.ca\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/travelguardian.ca\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/travelguardian.ca\/en\/wp-json\/wp\/v2\/comments?post=9489"}],"version-history":[{"count":5,"href":"https:\/\/travelguardian.ca\/en\/wp-json\/wp\/v2\/posts\/9489\/revisions"}],"predecessor-version":[{"id":9499,"href":"https:\/\/travelguardian.ca\/en\/wp-json\/wp\/v2\/posts\/9489\/revisions\/9499"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/travelguardian.ca\/en\/wp-json\/wp\/v2\/media\/9490"}],"wp:attachment":[{"href":"https:\/\/travelguardian.ca\/en\/wp-json\/wp\/v2\/media?parent=9489"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/travelguardian.ca\/en\/wp-json\/wp\/v2\/categories?post=9489"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/travelguardian.ca\/en\/wp-json\/wp\/v2\/tags?post=9489"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}